Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By accessing and using PayPathIQ, you accept and agree to be bound by the terms and provisions of this agreement.

2. Use of Service

You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your credentials.

3. Payments

PayPathIQ does not collect or process payments. Any payment you make is made directly to the original creditor using the methods set out in the letter or message you received (for example the creditor's own website, bank transfer, or telephone). PayPathIQ only records evidence of payments and arrangements; we never take card details or charge you through this service.

4. Limitation of Liability

To the fullest extent permitted by law, PayPathIQ shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

5. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new Terms on this page.

6. Contact Us

If you have any questions about these Terms, please contact us at help@paypathiq.com or use the Contact form.